Apply for a Home Purchase, Refinance is easy. We offer you several convenient and secure options to get started.

1. Fill out our Secure Online Complete 1003 Loan Application. This process will take 7-9 minutes. For some reason, you can save this form and get back later to complete this form (We will need this form completed eventually.)
Business Hours
Monday - Friday8:00 am - 6:00 pm PST

We use the most cutting edge technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems. We have taken the mystery out of approving and closing a home loan. This means that you can now get a loan faster, at a lower cost, with less paperwork and less stress!

4. Have one of our Loan Officers contact you

Documents Required

Purchase/Refinance Loans

Instructions for completing loan application

  1. Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
  2. If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
  3. If you own rental property, please provide rental agreements and two years tax returns.
  4. If you wish to speed up the approval process, please also provide two months bank statements for each bank, stock and mutual fund account.
  5. Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
  6. If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.
  7. Provide copy of divorce decree if applicable.
  8. If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.