Construction Loan

The All-in-One . . .
Land, Construction & Permanent with One Loan

Land - New Construction - Major Remodel - Complete Rebuild

Lend up to 90% of the future appraised value of a property. We offer construction loan for the following property types:

Our programs:

  1. Complete rebuild or major renovation
  2. Pre-construction costs
  3. Purchase Plus for buying before you have plans or a contractor
  4. Cash-Out or Cross-collateralization to establish additional equity

Construction Financing:

  • Purchase or Refinance
  • New Construction, Major renovations, Complete Rebuild
  • Investor
  • Project built for sale
  • Owner-Builder projects
  • No Income Verification / No Ratio loans
  • Hard Money, when necessary
  • Interest Reserve and Contingency available
  • Closing costs can often be financed

Land Program:

  • up to 80% of appraised value
  • No Income Verification
  • Fixed and adjustable rate programs


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Elite Home Loans is licensed by the California Dept. of Real Estate
Real Estate Broker License Number 00957332
DRE Licensing verify phone # (916) 227-0931